Windsor Property Tax Calculator
Estimate your City of Windsor residential property tax using the official 2026 rate, split into the municipal and education portions.
Of your MPAC assessed value — 1.943514% municipal plus the 0.153% province-wide education rate. Essentially unchanged from 2025's 2.095293%, taken from the City of Windsor's own published rate table.
Where Your Windsor Tax Dollar Goes
Your bill has two parts. The City sets the municipal portion each year in its budget; the Province sets the education portion.
| Portion | Rate | On $250,000 | Set by |
|---|---|---|---|
| Municipal (City of Windsor) | 1.943514% | $4,859 | City council budget |
| Education | 0.153000% | $382 | Province of Ontario |
| Total | 2.096514% | $5,241 | — |
Figures from the City of Windsor's official residential tax rate table. The education rate has been frozen at 0.153% province-wide since 2020.
Windsor's Rate History
Total residential rate, municipal plus education, straight from the City's published table.
| Year | Municipal | Education | Total |
|---|---|---|---|
| 2026 | 1.943514% | 0.153000% | 2.096514% |
| 2025 | 1.942293% | 0.153000% | 2.095293% |
| 2024 | 1.879805% | 0.153000% | 2.032805% |
| 2023 | 1.786661% | 0.153000% | 1.939661% |
| 2022 | 1.700760% | 0.153000% | 1.853760% |
| 2021 | 1.665668% | 0.153000% | 1.818668% |
| 2020 | 1.622679% | 0.153000% | 1.775679% |
2026 is the flattest year in this range — the total rate rose by roughly 0.06% in relative terms, about $3 a year on a $250,000 assessment.
Why Windsor's Rate Looks So High
Windsor consistently posts one of the highest residential tax rates in Ontario, and it's the single most common complaint about the city's tax bill. But the rate on its own is a misleading number.
A municipal rate is roughly the city's budget divided by the total assessed value of everything it can tax. Windsor's assessment base is comparatively low — homes here are assessed well below those in Toronto, Ottawa or Kitchener. To raise the same dollars for police, fire, roads and transit, the rate has to be higher. It is arithmetic, not extravagance.
The practical consequence is that Windsor's rate is high while Windsor's bill often isn't. A Windsor home assessed at $250,000 pays about $5,241. A Kitchener home assessed at $450,000 pays about $5,363 at a rate barely half as large. Comparing rates between cities tells you almost nothing; comparing actual bills on actual assessments tells you everything.
Remember too that Ontario assessments still use a January 1, 2016 valuation date. The province has postponed reassessment repeatedly, so your notice reflects 2016 market conditions — not what your home would sell for today.
Windsor vs Other Ontario Cities
Every rate below is from that city's own published 2026 rate schedule, so they're directly comparable.
| City | 2026 total rate | Tax on $400,000 |
|---|---|---|
| Windsor | 2.096514% | $8,386 |
| London | 1.727111% | $6,908 |
| Hamilton | 1.449300% | $5,797 |
| Kitchener | 1.191700% | $4,767 |
Same assessment, different cities — which is exactly the comparison that doesn't happen in real life, because Windsor assessments run far lower. Use your own MPAC number above.
Windsor Property Tax — Frequently Asked Questions
2.096514% of assessed value — 1.943514% municipal plus the 0.153% province-wide education rate, per the City's official residential rate table.
Barely. The total rate went from 2.095293% to 2.096514% — about $3 more per year on a $250,000 assessment. It's the flattest year since at least 2020.
Rate ≈ budget ÷ total assessed value. Windsor's assessment base is low, so the rate must be higher to fund the same services. A high rate doesn't mean a high bill — Windsor's actual bills are often lower than cities with half the rate.
MPAC assessments still use a January 1, 2016 valuation date. Ontario keeps postponing reassessment, so assessed values reflect 2016, not today.
Yes — a free Request for Reconsideration with MPAC, then the Assessment Review Board. See our Ontario property tax guide for the full process.