Canada Child Benefit Calculator 2025–2026
Estimate your monthly CCB payment based on the 2025–2026 CRA benefit rates and your family's adjusted net income.
📊 2025–2026 CCB Rate Table
| Child Age | Max Annual | Max Monthly | Phase-out starts at |
|---|---|---|---|
| Under 6 years | $7,786.92 | $648.91 | $36,502 AFNI |
| 6 to 17 years | $6,570.00 | $547.50 | $36,502 AFNI |
How CCB is Calculated
The Canada Child Benefit is calculated annually by CRA using the adjusted family net income from your previous year's tax return. The maximum benefit applies to families with income below $36,502. Above this threshold, benefits are reduced at a rate based on the number of children — 7% per dollar over the threshold for one child, 13.5% for two children, and so on.
CCB is recalculated every July when CRA processes the prior year's returns. You must file your taxes every year to continue receiving CCB, even if you had no income. Families who do not file may lose benefits. Sign up for direct deposit through My Account at canada.ca to receive payments automatically on the 20th of each month.