Free Canadian calculators — built for real life.

No signup, no fluff, no ads between you and the answer. 39 tools made for Canadians, by Canadians.

39 Free Tools
100% Canadian
0 Signup Required
Free Forever

Tools that actually understand Canada.

Most online calculators are built for Americans. Tax rates, mortgage rules, rent laws, pension limits — they're all different in Canada, and the tools that exist often get it wrong or bury you in ads before you can get an answer.

EasyTools.ca was built to fix that. Every tool is built specifically for Canada — Ontario LTB rent guidelines, Canadian mortgage stress tests, CMHC rules, RRSP and TFSA contribution limits, provincial HST and GST rates, and more.

We believe Canadians deserve free, accurate, fast tools that respect their time and privacy. No account required. No data collected. No tricks.

01
Canada-First
CRA rates, OSFI rules, LTB guidelines — updated yearly when governments change them.
02
Privacy by Default
Your inputs never leave your browser. We don't log, store, or sell anything you calculate.
03
No Friction
No signup, no email, no paywalls. Instant results, every time.
04
Honest & Accurate
We flag estimates as estimates. No false precision.

Browse the full toolkit.

Developed by DigitalFix

EasyTools.ca is built and maintained by DigitalFix — a local tech services company based in Kitchener, Ontario. We provide computer repair, custom PC builds, web design, managed hosting, and IT support across Kitchener-Waterloo and the GTA.

Visit DigitalFix → Contact Us

How we keep our numbers right.

🍁
Canada Revenue Agency (CRA)
Tax brackets, RRSP/TFSA limits, CPP/EI rates, CCB amounts, capital gains inclusion rates — sourced directly from CRA publications and updated each calendar year when CRA releases its annual inflation-indexed figures.
🏦
OSFI B-20 Guideline
HELOC limits (65% LTV), combined mortgage + HELOC (80% LTV), and mortgage qualifying rate rules — sourced from the Office of the Superintendent of Financial Institutions.
🏠
Ontario Landlord & Tenant Board
Rent increase guidelines are published by the LTB each fall. Our rent calculator reflects the official guideline for every year since 2020.
📊
Statistics Canada & Municipal Budgets
Ontario property tax mill rates are sourced from each municipality's annual budget documents. GIC rate benchmarks reflect market rates from major Canadian financial institutions.
👶
Employment and Social Development Canada
Canada Child Benefit rates and phase-out thresholds are sourced from ESDC's annual CCB notice. RESP CESG rates are sourced from the Canada Education Savings Program.
Annual Review Process
All financial calculators are reviewed every January when federal and provincial governments publish updated rates. Each tool's page title and schema reflect the active tax year.
⚠️ Accuracy & Disclaimer All tools on EasyTools.ca are for informational and educational purposes only. While we work hard to keep rates, limits, and rules up to date, tax laws and financial rules change regularly. Always verify important financial or legal decisions with a qualified professional — a licensed mortgage broker, accountant, or lawyer. EasyTools.ca accepts no liability for decisions made based on calculator results. See our Terms of Service for full details.