Brampton Property Tax Calculator
Estimate your City of Brampton residential property tax using the official 2026 rate, split across the City, the Region of Peel and education.
Of your MPAC assessed value — 0.537932% City, 0.562449% Region of Peel and the 0.153% province-wide education rate. The highest residential rate of Peel's three municipalities, confirmed in Peel Region's 2026 tax policy handbook.
Where Your Brampton Tax Dollar Goes
Three separate bodies set three separate rates. Brampton collects the whole bill but keeps only the first line.
| Portion | Rate | Share | On $579,400 | Set by |
|---|---|---|---|---|
| City of Brampton | 0.537932% | 42.9% | $3,117 | City council budget |
| Region of Peel | 0.562449% | 44.9% | $3,259 | Regional council budget |
| Education | 0.153000% | 12.2% | $886 | Province of Ontario |
| Total | 1.253381% | 100% | $7,262 | — |
Split from the City of Brampton's published 2026 rate table; total cross-checked against Appendix 1 of Peel Region's 2026 Property Tax Policy Handbook. The $579,400 example is Peel's own average residential assessment.
Why Brampton pays more than Mississauga
All three Peel municipalities sit in the same region, share the same police force and the same water system, and pay the same provincial education rate. Yet the residential rates are not close:
| Peel municipality | 2026 residential rate | On $579,400 |
|---|---|---|
| Brampton | 1.253381% | $7,262 |
| Mississauga | 1.087901% | $6,303 |
| Caledon | 0.982207% | $5,691 |
Two separate things drive the gap. Brampton's own city levy is higher — 0.537932% against Mississauga's 0.396141% — and, less obviously, the Region of Peel portion is also higher in Brampton, at 0.562449% against 0.538760%. The regional rate is not uniform across the three municipalities.
The underlying reason is the assessment base. A rate is roughly the budget divided by everything the municipality can tax, and Brampton's base is smaller relative to its population and service needs than Mississauga's. On the same $579,400 assessment, a Brampton owner pays about $959 a year more than a Mississauga owner.
Brampton vs Other Ontario Cities
Every rate below comes from that city's own published 2026 rate schedule, so they are directly comparable.
| City | 2026 total rate | Tax on $400,000 |
|---|---|---|
| Windsor | 2.096514% | $8,386 |
| London | 1.727111% | $6,908 |
| Hamilton | 1.449300% | $5,797 |
| Brampton | 1.253381% | $5,014 |
| Kitchener | 1.191700% | $4,767 |
| Mississauga | 1.087901% | $4,352 |
Brampton sits mid-table on rate, but Brampton assessments run higher than Windsor's or London's, so the actual bill lands higher than the percentage alone suggests. Compare bills, never rates.
Brampton Property Tax — Frequently Asked Questions
1.253381% of assessed value — 0.537932% City, 0.562449% Region of Peel and 0.153% education.
Both the city levy and the Region of Peel portion are higher in Brampton. On the same assessment that is about $959 more a year.
Council adopted a 0% increase on the City's own portion plus a 1% hospital levy. The Region and the Province set their portions separately.
MPAC assessments still use a January 1, 2016 valuation date. Ontario keeps postponing reassessment, so assessed values reflect 2016, not today.
Yes — a free Request for Reconsideration with MPAC, then the Assessment Review Board. See our Ontario property tax guide for the full process.
Why your assessment looks nothing like your home’s value
Every residential property tax bill in Ontario is calculated from an MPAC assessed value with a January 1, 2016 valuation date. The province has postponed the general reassessment repeatedly, so the number on your notice reflects the 2016 market — frequently far below what your home would sell for today.
Brampton grew quickly after 2016, so the gap here is unusually wide and newer subdivisions feel it most. A rising market does not raise your bill, because the assessment behind it has not moved. Your bill changes when council changes the rate, or when your own assessment changes because you renovated, added a structure, or the property was reclassified.
How the rate is actually set
A municipal rate is roughly the approved budget divided by the total assessed value of everything the municipality can tax. That single fact explains most of what confuses people about comparing cities.
In a two-tier system the arithmetic runs twice. The Region of Peel sets its portion, each lower-tier municipality sets its own on top, and the Province adds education. A city with a smaller or lower-valued assessment base needs a higher rate to fund comparable services. A high rate is not evidence of overspending, and a low rate is not evidence of efficiency.
It also means a headline like “zero per cent increase” applies only to the portion the announcing council controls. Brampton council holding its own levy flat does not stop the regional portion or a hospital levy from moving your total.
What each portion of your bill pays for
The City portion funds services Brampton delivers directly: fire and emergency services, local roads and sidewalks, Brampton Transit, parks, recreation centres, libraries, by-law enforcement and planning.
The Region of Peel portion funds services shared with Mississauga and Caledon: Peel Regional Police, paramedics, public health, drinking water and wastewater treatment, waste collection and disposal, regional roads, long-term care and social housing. These are capital-heavy, which is why the regional share is the single largest line on a Brampton bill.
The education portion is 0.153% and is set by the Province of Ontario, not by Brampton or Peel. It has been frozen at that rate since 2020 and is identical in every Ontario municipality — so when you compare Brampton with anywhere else in the province, only the municipal portions differ. Your school board support designation does not change the residential rate you pay.
Paying the bill, and what happens if you don’t
Brampton issues an interim bill early in the year — based on roughly half of last year's total, because the new rate has not been set yet — followed by a final bill once the rate is adopted. The 2026 final residential instalments fell on 22 July, 19 August and 23 September. That is why the first instalment of the year rarely matches the figure this calculator produces: the interim bill is an estimate, and the final bill trues it up.
If you have a mortgage, your lender may collect property tax with your payment and remit it for you. Check whether yours does before setting up a separate payment, since paying twice is more common than you would think. Late payments attract penalty and interest at rates set by by-law, they compound monthly, and municipalities have strong collection powers — unpaid tax stays attached to the property and can ultimately lead to a tax sale.
Appealing, and the relief programs most people miss
You cannot appeal the tax rate — city council, regional council and the province set it. You can challenge your assessed value, and the test is comparative: is your assessment out of line with similar nearby properties as of the 2016 valuation date? Start with a free Request for Reconsideration to MPAC, which costs nothing and which MPAC must answer. If that fails, appeal to the Assessment Review Board, which charges a filing fee. Deadlines are strict and fall early in the year — check the date printed on your notice rather than assuming there is time.
Separately, Ontario municipalities must offer tax relief for low-income seniors and low-income persons with disabilities, usually as a deferral or cancellation of an increase. Applications are annual and are not granted automatically. There is also relief where a property is damaged, demolished or unusable for part of the year. Brampton has a great deal of new construction, so expect a supplementary or omitted assessment if you bought a newly built home — a catch-up bill for the period after the house was finished but before it was assessed. It can arrive more than a year after closing and often surprises first-time buyers with a four-figure amount.