London Property Tax Calculator

Of your MPAC assessed value — 1.574111% municipal plus the 0.153% province-wide education rate. Taken directly from the City of London's published 2026 tax rate schedule (residential code RTN).

Where Your London Tax Dollar Goes

Your bill has two parts. The City sets the municipal portion each year in its budget; the Province sets the education portion.

Figures from the City of London's official 2026 tax rate schedule. Water and wastewater are billed separately in London and are not part of the rate above.

London vs Other Southwestern Ontario Cities

Every rate below is taken from that city's own published 2026 rate schedule, so they're directly comparable.

A higher rate does not automatically mean a higher bill — assessed values differ enormously between cities. Rate × your own assessment is the only number that matters.

How London Property Tax Works

Your tax is simply assessed value × total rate. The assessed value comes from MPAC, not from what your home would sell for. Because Ontario has postponed reassessment repeatedly, current assessments still reflect a January 1, 2016 valuation date — which is why your notice likely shows a number well below today's market price.

One thing that trips up London homeowners specifically: water and wastewater are billed separately from your property tax. When you see reports of the "average London household paying $X more this year," that figure usually bundles utilities in with the tax increase. The calculator above covers the property tax portion only — the part driven by the 1.727111% rate.

If your assessment looks out of line with similar homes nearby, you can file a free Request for Reconsideration with MPAC, then appeal to the Assessment Review Board if needed. You are always challenging the assessed value — never the tax rate itself.

London Property Tax — Frequently Asked Questions